


Year ender 2025: Like a moving period... If we want tomorrow!

- ABC MEDIUM
- ABC LARGE
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Moving time is slippery. Like the seasons...like the changing weather....the 'artificial' changes...are eating the world! Technological revolutions...geographical hegemony...economic equations...social forms Unexpectedly changing.
A change that has not been seen in hundreds of years... It is said that it will be seen in the next ten years... The current jobs may not be there... Studies may not continue like this... Life may not pass like this! Algorithms... artificial intelligences have a negative effect on everyone, regardless of whether they are poor or big! That's why... It is now necessary for every family to be prepared for unexpected changes, like being prepared with umbrellas for the rainy season... Only then... we will be able to stand without being washed away in the coming artificial storm! It's time to take stock of how much of that preparation we have... to prepare for the inevitable change... when the calendar is changing! Let's see how to prepare for an uncertain future!
Rapid AI, disappearing standards, emerging new courses, health, economic pressures, wars, changing geopolitical landscape...
eall are signs that everyone needs to prepare for future challenges personally and as a family!
Artificial Intelligence (AI)... 2025 makes it clear that the power of the superpowers is uncertain for any reason.
The future should not be feared but prepared.
yoga kshemam wahamyaham means...
to be ready for tomorrow!
The changing of the year is not just a change of calendar. It's time to examine and review our measurements, income, health, family, mind...
What 2026 holds for us depends on how prepared we are. Preparedness may not eliminate challenges. but gives them power to conquer.
Our life for a brand new year... How prepared are we?
1.An umbrella may not stop the rain. But it does not get wet. Savings and savings also become our friends in times of trouble. Ability to cope with uncertainty.
The monthly income of Shanthi couple from Chittoor is Rs.45 thousand. Like everyone else's home, they have school fees for children and expenses for the health of adults. Recently, there have been ups and downs in their professional life. Income stopped. But their life is not affected.

How is it possible?
6 months emergency fund is in hand. The family already has health insurance.
- Just like making sure that the walls and doors of the house are strong... one should also make sure that the protection of the family is proper. Many earn monthly. But if the salary stops for one month, everything is chaos! Financial security is not about... earning more. Fewer needs...power to withstand uncertainty! That's why it's not about how much salary you get... it's important whether you can stand without getting salary for six months! Emergency Fund... All types of insurance are the walls of protection of this time! Emergency fund, insurances and reducing unnecessary EMIs are not luxuries. Life-saving equipment.
- Tension for the middle class even if they have money... but tension if they don't! That means money problem is not due to low salary.. It is due to lack of planning. That's why we should think not how much to earn throughout the year...how much to keep. What to do in your 20s, what to do in your 30s, what to do in your 40s can be thought of first and put into practice.
- Actually, most of us are not financially literate. How to make a financial plan? Very few people know how to invest wisely. Many people think of financial planning as saving money. Just hiding is not enough. What is hidden should be invested properly. What is the benefit of doing so? Know what the risk is.
- How much is income, what is expenditure, what is saving-investment? How to cope with unexpected situations? A necessary emergency fund should be set up with expectations. Even though the covid has reduced, its impact on our health and families is still there. Everyone should have health insurance and term insurance for protection against calamities.
- Family financial security is not only on one's shoulders... it depends on the understanding of everyone in the family. That's why you should talk about savings, expenses, insurance with your children. That's real financial literacy!
Check...!
- Reviewing annual expenditure?
- Emergency fund set up?
- Nominee details updated?
- Tax savings planned?
- Financial goals Determined?
- Checking credit and CIB reports?
- Checking and clearing debts?
- Long-term savings and investment?
- Reviewing insurance coverage?
- Aligning your assets to meet goals?
2. Nature does not care whether our goals are small or big. If we set small goals, our inner strength will help us to achieve them. If you want bigger goals, the capacity is doubled accordingly.
Anil is 34 years old. Work on laptop for 10 hours a day. BP and sugar started recently.
What the doctor said
The problem is not yours... it's your life style.
- At a young age, we don't sleep... don't care about food... we enjoy it. Even children are getting addicted to junk food. The attention shown on the mobile is not shown on the body. The time given to the reels is not given to the mind. As a result BP, sugar and depression no longer ask age. Affecting everyone. The hair is graying before the age of three.
- It is not enough to have a full stomach....the body must get the nutrients it needs. We should know what and how much we are taking per day. Diet literacy is also needed. A child's food today... their body tomorrow... their brain... their immunity! It means that the food we eat will make the future citizens and the country.
- Illnesses are not mentioned. You don't ask age... a good lifestyle is the real medicine. To be healthy and to live longer, you have to be physically and mentally strong. Absence of disease is not the same as health... True health is energy, sleep and activity. Everything is busy at home...but every Sunday...a walk together...home meals, phone free time...small habits like these make a big impact. Increases health. Excessive screen time can lead to premature aging of the body.
- That's why health security is... gym membership, not diet control. Discipline in life. Daily walk...proper sleep, some distance from the phone...spiritual conversations..... These are the insurances for our future...slow down! Let's take care of health later... it's like putting future in debt!
Our health depends on daily habits not on drugs and hospitals. Diseases are sprouting due to habits that we have neglected over the years. We water them and grow them.
Check..!
- Are you getting basic health check-ups at least once a year?
- Are you aware of the required vaccines?
- Are you getting your teeth cleaned at least once every two years as per the doctor's instructions?
- Going for frequent eye exams?
- Anxiety, Are you taking precautions to reduce depression and stress?
- Do you follow a proper schedule for daily routine and sleep time?
- Do you eat nutritious food and do at least 60 minutes of physical activity a day?
- Do you have health insurance?

3. Decisions and conclusions made by looking at others, what others have said, or in excitement will not last! Based on needs and interests, pursue only those that are conducive to personal improvement. Today than yesterday... The list of resolutions should be those that will make you better tomorrow than today.
Rahul has been working in a corporate firm in Hyderabad for three years. With the advent of AI tools, five members of his team were fired. Rahul is safe.
Why?
He anticipated the future and learned data analytics and communication skills beforehand.
- Degrees were once the key to unlocking employment! But now that alone is not enough. Even if a degree gives a job... skill is what keeps it. If that skilling stops or becomes old, there is a risk that the income will also stop. So wealth is not the only thing that will sustain a family in the future but also skill!
- Those who are asking what they have studied so far... Now they are asking what they can do... Once upon a time engineering and MBAs were seen as guarantees for life and salary. But now degrees are common. Expertise separates us from the norm.
- A job is not an easy chair. A continuous journey! Future jobs may not be like this. Some measurements may be lost. But one thing is certain. That's... work! It should be done. Skill is needed to succeed.
- The way of education of children should change from childhood. It's not just about writing the right answers... asking the right question should be encouraged. It's not how many marks you get... how you solve the problem is the key. In the future, AI and automation will be the mantra of survival.
- Depending on a single skill is also risky. Complete mastery of one....understanding of others is required. For example- data analytics for an accountant... technology knowledge for a manager, communication skill for a technician! Security in a job is a condition where the income does not stop even if the job changes. Don't think what you will learn at the age of 40... A mind to learn is the real youth!
- If you look closely at the world, opportunities are increasing along with uncertainty. That's why we should not be afraid of situations... we should get clarity on them. Courage to learn from mistakes is the need of the day. Not comparison with others...competition with oneself...comparison with yesterday's self...like this self! The measure of whether it has improved at all! Success belongs to those who pave the way for self-development.

May 2026 be measured by you. May not be given. But if he is a useful man, he will surely stand. All we have to do is be ready for it.
Check..!
- New technology, your place in digital literacy?
- Skilling in AI agent?
- Understanding prompt engineering?
- Coding languages, some non-coding. Focusing on skills?
- Knowing AI ethics?
- Aware of the 20-20-20, elbow rules?
- Knowing cybersecurity procedures?
- Being alert to deepfakes?
- Using no-code automation?
- Monitoring content from various sources Considering?
- Doing digital etiquette?
- Doing various courses to enhance skills?

4.Once upon a time family security meant... a house, a steady job, some savings! Technology is changing rapidly day by day... the meaning of security is changing in a world of political and economic uncertainty. A secure family means having the ability to face change without fear. Money alone is not enough. Future security will stand on four pillars. Money, health, skills, relationships... A family in which all these are balanced is prosperous.
Sudhir is 41 years old. There is a good income. But there is serious pressure. Everyone is around... but not happy.
Reason?
They stay in the same house but talk on WhatsApp
- The sizes of TVs in homes have become bigger. Phones have become smart. Interactions are getting shorter. Communication has increased... but connectivity has decreased!
- Loneliness is not only the biggest problem but also becoming the new disease. Is it dangerous to be lonely even if you have a family?
- On the one hand parents... are entering old age... children are growing up in the digital world. A bridge has to be built between these two generations.
- Not only SIPs, sharemarkets... Relationships are also investments. If you put in time, you will gain... if you ignore it, you will lose. There is nothing worse than a relationship where you stay in the same house and can't talk.
- Giving time to us bonds will strengthen. Strong relationships protect health.
- Our first investment is our mind... if we protect it... if we keep it calm the future will not scare us.
Jobs may change...measures may be lost...incomes may decrease....plans may be disrupted... Mental stability is the most important skill that can sustain us in such an uncertain world! It comes from family security. Family safety means... having an environment where you can talk anytime. Having an environment that encourages us to exist. Having lunch together twice a week...talking everything together for 10 minutes every day! These are the true walls of protection. They provide mental stability. Give courage. Builds personality. Family is our first line of defense.
Family security isn't about not having problems...it's about being clear when there are. Standing boldly.
Check..!
- Are you setting aside one day a week for family?
- Are you trying to understand the spirit of the household?
- Resolving differences gently?
- Talking with your partner at least 5 minutes before sleep?
- Both love, language Are you reviewing from time to time?
- Do you observe a no phone zone while eating, before sleeping, and after waking up?
- Are you discussing financial issues together?
- Do you respect other people's personal time and interests?
- Are the things that you and your husband want to do together being put into practice?
A house is built not by bricks but by values. And a better future is not just about luck... it is about preparation!
It's not about knowing what will happen tomorrow. It's important to be prepared for whatever happens! Preparedness is not about fearing the future. To increase the ability to face challenges!
Money may come or go... job may change... technology may become old and new may come. But a learning mind...a family that talks...a mindset that is ready to change... If any family is ready for the future! As you step into the new year, how prepared are you... Check Yourself!
-Today Special Section
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