UPI: Oops... payment completed!

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Do you have phonepay? Google Pay or Paytm? Be it tea money, TV bills, whatever the value, these are the questions asked during payments. Apart from money transfer, these UPI apps have many features. Let's take a look at them..

- A feature called 'UPI Lite' for small payments It is very useful.
- It has the facility of paying money for Rs.5 and Rs.10 without entering PIN.
- For this you need to activate the UPI Lite feature.
- Then transfer money into it from your bank account.
- Upi Lite will also show UPI IDs along with QR code scanning during payments.
- If this is selected then the payment will be completed without entering the pin.

- While making payments, unlock the phone and open the app After unlocking.. No need to open the scanner.
- Just shake the phone.. Immediately the scanner will open.
- For this, you need to go to PhonePay and enable the 'Shake to Scan' feature.
- This is very useful for making payments quickly.

- Autopay can be used to make payments before the due date without our involvement while paying the bill.
- Through this, various OTT subscriptions, insurance, electricity bills can be paid on time.
- For this, the autopay feature should be enabled and the relevant biller or service should be selected.
- Then the account to be paid should be linked to it. Just enter the UPI PIN for this.
- Once the added bill is issued, the amount will be debited from the respective account.
- This feature can also be disabled in unnecessary cases.

- Another useful feature in these apps.. Slpit Expenses.
- Through this we can divide the expenses incurred in the team.. we can send the amount as our share to the person who paid the bill
- Eg.. Suppose you went to a restaurant with friends and got a bill of Rs.2,000. After paying this amount alone.. Click on Split Expenses option.
- For this you have to create a group in phonepay with all the people in that group.
- The app will ask how many people to split this bill.
- Once this is done a message will be sent to each person in that group.
- The amount they transfer back will be credited to the UPI account of the person making the payment. class="my-2">
- There is no need to worry if you go shopping and forget your wallet at home, or if you do not carry your debit or credit cards with you.
- Payments can be made by selecting a card from the UPI app.
- For this, cards that do not have the 'Tap and Pay' feature in Google Pay must be connected to it.
- For this, click on the 'Add Card' option.
- When necessary, open the app and click on the card to make the payment.
- Then bring the phone to the POS machine and complete the payment.
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